DEAR WORKING PROFDESSIONAL : WORKING IN ISOLATION MIGHT NOT MULTIPLY OUR FINANCES IN 2026

 I have been a keen observer of what helps certain employees to multiply their income faster than others. Many times the principles are the same. They do not work in isolation. This is most common with female employees. A number of female employees belong to a number of savings groups where they save little amounts but at the end of the day they amass money. This is a lesson to male employees who believe that working alone can enable one to achieve financial freedom. 

Most of the rich people in Kampala belong to groups with like minded colleagues where they share ideas, experience and resources. The Bible says iron sharpens iron and therefore dear working professional, this is a key lesson we can emulate in 2026. It is very dangerous to think we can work independently and achieve massive success. There is power in collectivity and this is why National Social  Security Fund is able to pool resources from many employees and invest in various high yielding investments. 

Most employees assert that salary is not "enough" and many be they are right amidst the high cost of living. However with the right money principles, we can use what we have to multiply it and achieve wealth. I know of so many youths who have pooled resources together and invested in land and financial markets and are supplementing their income. I know of a group of university students who started an investment club in their final year and today it is a formidable company worth billions in assets.  

Dear working professional here are the three secrets that can enable you multiply your income in 2026.

Secret one : Amplify your mindset. The mindset is the greatest investment we have. Once we feed our mindset with relevant information, it is a matter of time that we shall see the results. Feeding the mindset with positive information enables us to use the little that we have to multiply our income.

Secret Two: Associate with successful people. As a working professional make intentional efforts to seek mentors who are ahead of you in your field. A mentor will give you possible leads that can enable us to gain promotion and valuable skills that are necessary for income generation.

Secret Three: Join a savings group either at work or in your community. I know of so many working professionals who have acquired loans from their staff saccos and have started income generating activities. I know of so many employees who have pooled resources and started income ventures.


From the above dear working professional it is easy to see that working alone to achieve wealth is a tall order. Perhaps we need to reexamine our financial conduct in 2025 and make better and more empowering choices in 2026. Wealth creation is a journey and it is enjoyable in a team.

For individual and corporate financial literacy training contact :


Coach Phillip Kiryowa

Personal Finance Coach(CPC)

Certified Master Trainer, Bank of Uganda 

Founder Advanced Empowerment Link

0752615916

For Financial Freedom and Sustainable Enterprises 

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