MONEY IS A BI-PRODUCT OF SERVICE

 We are living in an interesting generation. Almost everyone is interested in earning before working. I have been a financial literacy trainer for the last 5 years. I have interacted with countless groups of youths who prefer instant riches. We are living at odd times where the youths are fast losing the desire to work hard and prefer to earn money without any sweat. On 24t May 2025 there was a headline that indicated that many of Uganda's youths were addicted to gambling. The article went on to indicate that these youths had become financially distressed and some had dropped out of school.

There are many youths today who wake up to take alcohol early in the morning simply because they have nothing else to do. I am not denying that there are limited formal jobs in the country. However the lack of a formal job is not an excuse for not doing anything constructive. This even applies to university graduates . A number of university graduates with good degrees have failed to get the formal jobs. I cannot blame them but then tough times never last but tough people do. These youths can decide to start community initiatives that address community challenges. A job is most likely going to appear to a youth who is busy solving social problems. One of my biggest pains is to see a youth who is idle. It is said that an idle mind is a devil's workshop. We should ensure that most of the youths are skilled to be able to use their time constructively. A number of youths have turned to drugs because they do not see any value in their skills. They have nothing to live for. This state of affairs needs to be addressed.

HOW TO NURTURE A GENERATION OF PRODUCTIVE YOUTHS 

1. Mentorship starts at home

2. Entrepreneurship education should start early

3.Provisionof seed and patient capital

4.Recognition of successful youth champions

5.Exposure visits for the youths 

6. Financial literacy training at the grassroots

7.Mindset programs 

Humans were created to serve humanity. Unfortunately this virtue is losing appeal in a highly commercialized society.

For individual and corporate financial literacy training contact:

Coach Phillip Kiryowa

Personal Finance Coach(CMA)

Master Trainer, Bank of Uganda 

Founder, Advanced Empowerment Link

0752615916

For Financial Freedom and Sustainable Enterprises 

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