START NOW TO ACCUMULATE WEALTH

 A certain university student asked me that he wanted to become wealthy but he did not know what to do. I told him that it starts with the change of mindset. Money accumulation is a mental game . This explains why some of the wealthiest people are life long learners. So many youths want to become wealthy but they ignore the steps of planning. Why is it that buildings that collapse are built so quickly. The builders neglect the foundation. The foundation is very critical in wealth accumulation. Without adequate preparation a youth will get a loan and divert it to unplanned expenses. 

By advocating for starting now, it means there is no other time to start building our financial empires. It starts NOW. It starts by a person deciding that they are going to change their financial trajectory for good. It starts by changing our financial behaviors. It starts by deciding to spend less that one earns. It starts by budgeting before one spends. It starts by setting clear financial goals for your life.


The time is now to change our financial trajectory.Do not wait.

Phillip Kiryowa

Finance and Leadership Coach

+256752615916

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