FINANCIAL LITERACY & PERSONAL DEVELOPMENT

 As a Financial Literacy Trainer I have had the chance to listen to various views about money from various respondents. I have also had a chance to read several books related to the science of money. About two years ago there was a story of a suspected witch doctor who sacrificed two young children in Kiboga District due to the desire for wealth. A few years back there was a news article where a group of youths wanted to beat up staff of a sports betting company for failing to pay their return on investment in Bugiri District. To these youths betting was the quickest route to wealth creation. When one reads Think And Grow Rich: A Black Choice, Dr Dennis Kimbro gave examples of various black Americans who started from scratch and built financial empires. These include Oprah Winfrey who was born in a poor family but had a vision of becoming a wealthy person. Today Oprah is a household name and is one of the wealthiest women in the world. The point is that in a nation where over 70% o...

 In his book Atomic Habits, James Clear notes that success is a product of our daily habits. Many times we tend to view success from only the top. However all leading authorities note that success can not be achieved overnight. This relates to all facets of life. We are living in a generation that is skewed to seeing success from only the top. This has given rise to get rich schemes. I have heard of several stories of university students who gamble tuition.  A number of get rich schemes have conned the public of their hard earned money. This is because they wanted to make quick money yet the natural laws favor long term investment. Warren Buffet is one of the world's wealthiest men and he started learning about stocks at a young age. Today he is one of the wealthiest men . Oprah Winfrey was born in a poor family but had a firm belief that one day she would become wealthy. Today she is one of the wealthiest women in the world. Professor Mohammed Yunus started Grameen Bank as ...

 I was humbled when I read the inspiring story of how Bakaima Property Agents began. The founder Mr.Karim Kawesa was born in a poor family and had never come to Kampala. But when he came to Kampala to get school fees from his relatives he was fascinated by the buildings he saw and since then he nurtured his dream. Today we see the impact of Bakaima Property Agents which has revolutionized the real estate industry in Uganda. As a believer that each person can achieve their dream regardless of their past, this message comes at the right time to inspire me and the rest of society. For as long as one is alive and has the right mindset, he or she can achieve their dreams. The biggest challenge is lack of belief. This is worsened when one associates with other people with limited belief. As a certified coach Iam a firm believer in the potential of people. Unfortunately many focus on their circumstances to define their destiny. They do not know that their God given potential is much more ...