Posts

DEAR WORKING PROFESSIONAL : WE SHOULD HAVE HOPE THAT OUR FINANCES CAN ADANCE IN 2026

 Life is sometimes funny. We tend to undermine out thought process. Did we know that our thoughts play a critical role in what we become and achieve. Whereas this is the case I have seen countless people who do not pay adequate attention to personal development. Many think that advancing our finances comes mostly from external forces such as working hard. Where as I do not discount working hard, it is critical that we pay a lot of attention on our mental perspectives regarding our work and financial destinies. I have observed that a number of employees who earn three times their counterparts place a lot of attention on developing their abilities well knowing that if they develop their inner potential it will propel them to better income generating opportunities. Without having hope that a better year of financial advancement is possible we misuse even the little that we have. We have seen employees who earn little money start small businesses with their limited capital and end up f...
Post a Comment
Read more

DEAR WORKING PROFESSIONAL : TO ADVANCE FINANCIALLY IN 2026 WE SHOULD AVOID INSTANT GRATIFICATION

 It is the desire of every working professional to achieve financial freedom. The question is, is it an easy journey? It is not .All of us face different challenges in our individual lives that sometimes overwhelm our finances. The good news is that there is a lot we can learn from other working professionals who are earning three times what we earn. A few years ago I met a young working professional who was in financial distress. The cause of this dilemma was that he used most of his salary in gambling. He lost large amounts in these get rich schemes. In a world of intense competition there is a tendency to spend money without a clear plan. This is especially the case with the young population. At university there is a lot of peer pressure to the extent that the youths fear to offend their "friends". In the end they spend on items that they do not need. I spend a lot of time training youths in financial literacy and I have found out that a number of them fear to make individ...
Post a Comment
Read more

DEAR WORKING PROFESSIONAL: 2026 REQUIRES A CHANGE IN FINANCIAL HABITS

 Last year there was a youth who pointed out that he desired to improve his financial circumstances but it was not an easy journey. He is not alone a number of working professionals are in the same dilemma of struggling to change their financial landscape. This is especially evident with the increasing cost of living. I remember during the Covid 19 lockdown a number of families struggled to make ends meet to the extent that I know of 2 young men who burnt themselves because they could not cope up with life. A number of success gurus have noted that everything is created twice. First in the mind and then in physical reality. It means that if we are to change our financial landscape it starts with changing our internal thoughts since thoughts affect our actions. Wrong thoughts about money will sabotage our financial journey. It means that in our journey to financial independence and freedom it is critical to do the following: 1.Set clear financial goals 2.Live within our means 3.Save...
Post a Comment
Read more

DEAR WORKING PROFESSIONAL: HAVE HOPE THAT A BETTER 2026 IS SHOWING UP

 Our attitude determines our altitude. There are so many wrongs that happen in our lives. The most successful people are also not immune. In fact when we get a chance to interact with the people we admire most in life, they have had their share of setbacks. The difference is that they never give up and they also make a deliberate choice to learn from these setbacks. We can not deny that 2025 was a tough year to many. A case in point was that there were several accidents .In the area of finance many working professionals struggled. It is never a nice feeling to struggle financially yet this is a common scenario in today's unpredictable economy. During such times it is easy to give up. The encouragement that I give to any working professional is that things can get better if we shift our perspective. The people who have changed their financial trajectory have accepted facts as they are but they go ahead and make better financial decisions. For example if a working professional is hig...
Post a Comment
Read more

DEAR WORKING PROFESSIONAL : NEVER QUIT DREAMING

 It is the desire of every working professional to multiply their income. Is it easy? The answer is no. In fact I have met a number of professionals who have given up on  their pursuit. If there are other working professionals who are earning thrice what we earn it means there is hope.  I once interacted with a working professional who was doing well financially and she told me that she focuses on developing her mind regardless of the season. It is no wonder that she has received several promotions over the years and her income has increased tremendously. No employer will pay an employee for doing nothing. It is within our power to go the extra mile in adding value to the company so that our income is increased. The first step is to enlarge our thinking. The mind feeds us with what we focus on. It is a privilege to work because most times the companies where we work provide us with access to information that has the power to change our financial decision making. Today the...
Post a Comment
Read more

DEAR WORKING PROFESSONAL : THERE IS POWER IN STARTING SMALL IN ORDER TO MULTIPLY OUR INCOME

 It is the desire of every working professional to multiply their income. In fact such discussions should start when one has not started their formal employment. The sad stories of our national sportsmen dying in poverty can be a wake up call that if anyone takes the issue of financial literacy lightly, he or she is likely to face an uphill task in the future. We have heard stories of international sportsmen and women who became bankrupt simply because they lived unplanned and expensive lifestyles. Money is very mysterious and can elude us without proper planning. With adequate planning a working professional can start small and have a decent living. Unfortunately many times by the time we receive salary there are so many distractions that compete for the limited resources. This is more pertinent in today's world where the cost of living is becoming higher. Rome was not built in one day and I strongly believe that the same principle can be applied to our finances. There is a tenden...
Post a Comment
Read more

WHY NETWORKING IS VERY VITAL FOR A WORKING PROFESSIONAL TO MULTIPLY THEIR INCOME

 There is no working professional who wakes up every morning without a desire to increase their income. It is only the means that become tough. The issue is that there is a section of working professionals who earn thrice what their counterparts earn.  After observing a number of working professionals who are successful in their careers and are earning more than others I have discovered that they are intentional in networking. I believe that it is human nature that people are social beings . It is rare for a person to live in isolation for long. The leaders who have shaped the world and their respective industries normally focus on extending their boundaries. This is how they make valuable connections that lead them to opportunities.  I have met a number of young working professionals who prefer to relate to only their teams without intentionally seeking to extend their influence beyond their role. To network effectively we need to know that every person has value. No bod...
Post a Comment
Read more